The Community Rating System (CRS) is a voluntary incentive program run by the Federal Emergency Management Agency (FEMA) that encourages community floodplain management activities that exceed the minimum requirements set by the National Flood Insurance Program (NFIP). The CRS also provides an incentive for communities to initiate new flood protection activities.

Residents in a CRS community can receive discounted flood insurance premium rates in exchange for the community taking steps to protect people and properties from floods and storms (the reductions reflect the reduced flood risk resulting from the community’s actions). Discounts are based on points accrued by performing CRS approved activities.

Several CRS eligible activities can be found on New Hampshire’s Storm Smart Coasts web pages and are marked with a green icon, which indicates the possible number of CRS points. Specific information on how it ties into approved CRS activities is provided in the CRS Eligible Activities.

Currently, four New Hampshire communities (Keene, Marlborough, Peterborough, and Winchester) participate in CRS.  To learn more about these communities’ CRS activities and discounts, please view the New Hampshire CRS State Profile.

To learn more information about CRS, please click on the following links:

For additional information or questions, please contact New Hampshire’s State NFIP Coordinator, Jennifer Gilbert at the NH Office of Energy and Planning at [email protected] or (603) 271-2155.

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